Can blogging clear your debt?

It’s a question many people ask, especially those who are struggling with high levels of debt. Yes, you can blog your way out of debt, but it will depend entirely on you. I give you valuable tips on how blogging can clear your debt.

How can blogging clear your debt?

People say that it can be difficult to generate enough income to make a significant dent in your debt. I disagree.

Here’s why blogging can clear your debt:

Blogging is a risk-free business model because starting a blog is cheap at $2.75 but can generate a full-time income. Blogging can pay off debt because it can help you earn enough money to make extra payments on your debts each month.

Knowing this, what’s next?

I’d say start a blog today and clear your debt, but before you do that, you need more in-depth information…

Tips on how blogging can clear your debt.

Blogging can clear your debt in many ways. Here are just a few of them, you can use on your blog in order to:

  • make a profit from ads
  • promote affiliate products
  • sell your own digital products
  • make and sell courses
  • sell via email list
  • get sponsored by writing
  • consulting or coaching clients
  • launch a paid membership site

Each of these blogging income streams can help you clear your debt if you scale them up. Let’s discuss them one by one…

Make a profit from ads.

Advertising is one of the most popular ways to make money blogging. It’s also one of the quickest ways to start monetizing your blog.

You can run ads through Google Adsense, Mediavine, or other display advertising networks. The key is to get high-quality traffic from search engines so that you can maximize your ad income.

I’ll be honest with you. When it comes to Google Adsense, it isn’t worth it. Not only do they pay little to nothing, but you also have little to no control over them.

Mediavine is great but requires a ton of traffic, 50,000 sessions a month to be exact. So, unless your blog is mature, you cannot access Mediavine.

So, how can you make money blogging from ads?


Ezoic is the best option for any blogger at every stage of blogging. It used to have the minimum requirement of 10,000 sessions per month, however, their outstanding generosity helps everyone put their ads, even with 0 sessions!

If you want to make money blogging from ads, don’t think twice and choose Ezoic.

Promote affiliate products.

Affiliate marketing is a popular way to make money blogging because it doesn’t require you to create your own products, and you can also start promoting affiliate products from day one.

Affiliate programs allow you simply promote other people’s products and earn a commission on every sale.

To be successful with affiliate marketing, you need to choose the right products and promote them effectively. You can find high-paying affiliate programs in many different niches. Additionally, you can also join an affiliate network like ShareASale or CJ Affiliate to access even more programs.

The affiliate marketing process can be summarized into these simple steps:

  • Choose a niche.
  • Find relevant affiliate programs.
  • Apply to the programs and get approved.
  • Receive your affiliate links.
  • Promote the products on your blog.
  • Earn commissions on every sale.

To be successful as an affiliate marketer, choose more expensive products because they will bring you more commission than the ones from Amazon. Amazon has a short, 24-hour cookie duration, meaning if a person clients on your link but buys the product after 24 hours Amazon gets paid, but you don’t.

Chose affiliate programs that have a cookie duration of at least a month, ideally more. If someone clicks on your link and buys the product even after 3 weeks, you will get paid. Additionally, other programs tend to have a higher commission rate. Chose ones of 20% and above.

It’s called a “high ticket product”.

Sell your own digital products.

I’ve done that on my health blog.

I wrote 3 eBooks. As soon as I added them to my email marketing strategy, I started to make money. I wrote these books fast with – the best content-writing tool.

I’ll talk about the email list, later on, however, I also added them to my shop page, Etsy, and even KDP Amazon. I sold on each platform. But unlike Amazon and Etsy, I get to keep all the profits from each sale if people buy it directly from my blog or my email list.

Selling digital products is a great way to make money blogging because it’s a passive income stream. Once you create your product, you can sell it over and over again without any additional work.

Popular digital products include ebooks, courses, plugins, and printables. Creating digital products is fun, especially when it comes to printables such as:

  • Workbooks
  • Cheat sheets
  • Checklists
  • Templates
  • Calendars
  • Planners

The possibilities are endless! If you can think of it, you can create it and sell it as a digital product. Printables can take you a few minutes to an hour to create, if you use one of the best tools for graphic design – Canva.

blogging can pay off debt 1

Make and sell courses.

I’ve never created a course, but I know many bloggers who make a killing selling their courses.

Courses are great because they can be super comprehensive and people are always searching for them. They are willing to pay good money for a high-quality course that can help them solve their problems.

If you have knowledge of a particular topic, you can create and sell courses. Online courses are becoming very popular because they’re an effective way to learn new skills.

Creating a course requires more work than other types of digital products, but it can be a very lucrative way to make money blogging. You can sell courses on sites like Udemy or teach them directly from your blog.

Sell via email list.

“The money is in the list”, they say. I agree. I make the most of my money from my email list.

Email marketing is a powerful way to make money blogging because it allows you to build a relationship with your audience and sell products or services directly to them.

To be successful with email marketing, you need to grow your list and send high-quality content that’s relevant to your audience. You can also promote affiliate products or sell digital products via email.

When a person subscribes to your email list, they’re giving you permission to contact them directly. This is a powerful way to make money because you can sell to your audience without spending any money on advertising.

There are a few ways to grow your email list, but the most effective is to offer an opt-in freebie in exchange for an email address. This freebie can be a PDF, cheat sheet, template, or anything else that’s valuable to your audience.

On my health blog, I give away free chapters of each of my three books separately for free. This is the best way to make money because when the person subscribes to get their free chapter of an eBook, it shows their interest in it.

The chances of selling the full version of that eBook to them are much higher because they’ve already shown an interest in the topic.

Get sponsored from writing.

If you have a popular blog, you can get paid to write sponsored posts. Sponsored posts are articles that are written by bloggers for brands. They usually include a link back to the brand’s website.

Getting paid to write sponsored posts is a great way to make money blogging because it’s a form of advertising. Brands are willing to pay bloggers to write about their products because they know they will reach their target audience.

As I mentioned, not only do you get paid for writing for high-ranking websites in your niche, but you also get a very valuable backlink, which in turn, helps your blog rank better too.

Magazines pay a lot of money for sponsored articles, and you can get paid to write for them as well. You may feel uncomfortable trying to reach high-quality websites, but it is really worth it.

Consulting or coaching clients.

I’ve never done that, but you may be interested…

If you have expertise in a particular area, you can offer consulting or coaching services to clients. This is a great way to make money blogging because you can charge premium rates for your services.

To be successful with consulting or coaching, you need to choose a niche that you’re passionate about and build up your credibility. You can then start offering your services to clients.

You can do it via Zoom, Skype, or any other video conferencing software. You can also do it over the phone or in person if you prefer.

To get started, you can create a free consultation call opt-in on your blog. This will give you an opportunity to talk to potential clients and see if they’re a good fit for your services.

I’ve never done this, but it’s definitely something to consider if you have expertise in a particular area.

Launch a paid membership site.

I have never run a membership site either, however, it can be a great way to make money blogging.

With a paid membership site, you can offer exclusive content, courses, or other resources that only members can access. This is a great way to generate recurring revenue because people will pay you every month for access to your content.

Paid membership sites are becoming very popular because they offer exclusive content that’s not available on the free blog. Memberships can be monthly or yearly, and they can include access to an online community, courses, ebooks, and more.

Launching a paid membership site is a great way to make money blogging because it’s a recurring income stream. You can also offer discounts and other incentives to encourage people to sign up for your membership site.

What do you need to know first?

Blogging can pay off debt, it can pay off anyone who is willing to put work in.

Blogging is not for everyone, 95% of people who start a blog fail!

Remember that blogging takes consistency, dedication, and time to see results. But if you’re willing to put in the work, you can blog your way out of debt.

If you are really willing to put in the hard work, it is possible to blog your way out of debt. By creating quality content and building up a loyal following, you can generate enough revenue to start paying off your debt. By using monetization strategies such as affiliate marketing and advertisements you can start earning early on.

So if you’re ready to roll up your sleeves and get to work, then yes, blogging can help you clear your debt. But it won’t be easy, and it will take time and dedication to achieve results.

Are you up for the challenge? Blog your way out of debt today!

Signature Przemo

Przemo Bania is a blogger and writer who helps people get out of their traditional jobs to start a blogging career. Przemo also runs a health blog advocating for endometriosis and fibromyalgia…

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